What Happens When Cataracts Require Surgery? You’ll learn how you can approach your cataract surgery and aftercare with the help of your insurance company.
If you have questions about what is covered by insurance, what is considered an “extra,” and what the overall costs might be for you, keep reading. Although different types of IOLs, newer approaches to surgery, and multiple pairs of glasses will not be covered by insurance, you have a good chance of getting this important, life-changing procedure covered almost entirely by a basic health insurance plan.
It is important to know that many health insurance programs, not vision insurance specifically, will cover the treatment of cataracts including surgery because it is medically necessary for a healthy population. You may worry about the cost of cataract surgery, even though it is medically necessary. Most people receive a monofocal IOL, so they will need reading glasses to see up close, such as when they read, but they will be able to see clearly in general, which improves their quality of life. This procedure removes the diseased lens in your eye and replaces it with an artificial lens called an intraocular lens (IOL). If you have developed cataracts, there may come a time when they require surgery. What Different Insurance Companies Cover.
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